Current Average Certificate of Deposit Rates in Montana
Having a solid understanding of the interest rates available from banks and credit unions near you is very important if you expect to hold high-earning accounts. Montana Banking Rates has compiled a list of the average CD rates in Montana by term, so you can gauge the competitiveness of your own accounts or have a benchmark for comparison if you are interested in opening a new CD.
Average Montana CD Interest Rates
The following is a breakdown of the CD accounts in Montana, including the highest, lowest and average rates currently available:
Six-Month CD
Total Number of Accounts Available: 8
Highest Rate on Record: 0.5% APY
Lowest Savings Account Rate: 0.2% APY
Average 6-Month CD Rate: 0.39% APY
12-Month CD
Total Number of Accounts Available: 8
Highest Rate on Record: 0.88% APY
Lowest Savings Account Rate: 0.4% APY
Average 12-Month CD Rate: 0.65% APY
Two-Year CD
Total Number of Accounts Available: 6
Highest Rate on Record: 1.25% APY
Lowest Savings Account Rate: 0.8% APY
Average 24-Month CD Rate: 1.05% APY
You can learn more about where to get the highest CD rates in the state by visiting the 6-Month CD, 12-Month CD or 24-Month CD pages.
All of the above rates are accurate as of June 27, 2011, but are subject to change at any time.
